419 Jefferson Dr

Palmyra, VA
$ 324,000 Beds 3 Baths 2 Sq 1,396
Monthly Estimate* How much can I afford?

Discover the opportunity to own a one-level ranch home in the sought-after Lake Monticello community! This 3-bedroom, 2-bath home offers convenient single-level living, a level lot, and a desirable split-bedroom floor plan ideal for families, entertaining, guests, or buyers looking for a comfortable primary or second home. The spacious great room features soaring cathedral ceilings and an open-concept feel, while the oversized primary suite includes a large walk-in closet. Hardwood floors and granite countertops add sought-after features, with plenty of opportunity to update and personalize the home while building equity. A new roof was added 2026. Enjoy the Lake Monticello lifestyle with access to the lake, beaches, golf course, tennis courts, pickleball, boating, fishing, clubhouse, pool, playgrounds, restaurants, and more than 100 social clubs and activities. Conveniently located near Charlottesville, this Lake Monticello ranch home combines one-level living, recreational amenities, community living, and affordability?an excellent opportunity for buyers seeking a home near Charlottesville with room to make it their own. This home is priced to sell quickly.,Granite Counter,Oak Cabinets,Fireplace in Great Room

ACTIVE

  • Price
  • $ 324,000
  • City
  • Palmyra
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • FLUVANNA
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.38 Acres
  • Zip
  • 22963
  • Sqr Footage
  • 1,396
  • Year Built
  • 1993
  • Taxes
  • $ 2100
  • Style
  • Ranch/Rambler
  • MLS#
  • 681774
Listed By: IRIS HELFRICH with MONTICELLO COUNTRY REALTY, LLC - 4345893539;
Data Source: Bright MLS

Features

General

Living Area 1396
Sewer Public Sewer
Heating Central,Heat Pump(s)
Cooling Central A/C,Heat Pump(s)
Possession Settlement
Roof Architectural Shingle
Appliances Dryer,Washer
Zoning R-4
HOA Fee 1450.00
Association Fee Includes Common Area Maintenance,Reserve Funds,Road Maintenance,Trash
Architectural Style Ranch/Rambler
Security Features Security System,Security Gate
Construction Materials Vinyl Siding
School District FLUVANNA COUNTY PUBLIC SCHOOLS
Year Built 1993
Electric Underground
View Other
Levels 1
Tax Year 2026
Ownership Other
Accessibility None
HOA Fee 2 850.00
Assoc Fee Paid Per Annually
County FLUVANNA
New Construction No
Property Type Residential
Association Amenities Beach,Boat Ramp,Club House,Tot Lots/Playground,Security,Baseball Field,Basketball Courts,Community Center,Golf Club,Lake,Meeting Room,Picnic Area,Swimming Pool,Soccer Field,Jog/Walk Path
HOA Yes
Subdivision Name LAKE MONTICELLO
Garage Y/N No
Other Structures Above Grade,Below Grade
Full Baths 2
Status ACTIVE
Directions From main gate,left or right onto jefferson,follow to 419.
City PALMYRA
Disclosures Prop Disclosure
HOA Fee 2 Frequency One Time
Tax Annual Amount 2100.0
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 232.09
Construction Completed Y/N No
Vacation Rental Y/N No
Total SQFT 1396
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Year Built Source Estimated
Legal Subdivision EDGEWOOD

Interior Features

Interior Amenities Entry Level Bedroom
Heating Fuel Electric,Propane - Owned
Flooring Carpet,Vinyl,Hardwood
Fireplace Features Gas/Propane
Basement (Y/N) No
Air Conditioning Y/N No
Heating Y/N Yes
Fireplace Y/N No
Above Grade Finished Area 1396
Central Air Y/N Yes
Total Bedrooms 3
Room Type Kitchen,Great Room,Laundry,Full Bath,Additional Bedroom
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Above Grade Unfin Area Units Square Feet
Above Grade Unfin SQFT Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2

Exterior Features

Lot Features Level
Water Source Public
Inclusions kitchen appliances as-is,washer/dryer as-is
Foundation Details Block,Crawl Space
Water View Y/N No
Building Area Total 2040.00
Lot Size Acres 0.38
Water Oriented Y/N No

Room Details

Additional Bedroom Main
Additional Bedroom # 2 Main
Full Bath Main
Great Room Main
Kitchen Main
Laundry Main

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Martinsburg, WV office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Central Elementary School
Middle School Fluvanna Middle School
High School Fluvanna High School

Price History

9/10/2026 Listed $324,000

Property vs Zip Code Average in 22963

Price
AVG $540K
$320K
Taxes
AVG $3,261
$2,100
Year Built
AVG 2000
1993

Areas That We Cover

419 Jefferson Dr Palmyra, VA is a Single Family Home for sale at $324000 with 1396 sqft and a lot size of 0.38 Acres Acre(s). 419 Jefferson Dr Palmyra has 3 bedrooms, 2 baths and was built in 1993. The property's zip code is 22963 which is in Palmyra, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.