Rochelle T. Branch

778 Jefferson Dr

Palmyra, VA
$ 685,000 Beds 4 Baths 2.5 Sq 2,886
Monthly Estimate* How much can I afford?

Enjoy the water views in this spacious 4 bedroom/2.5 bath colonial home. Home features a lovely gourment kitchen with stainless steel appliances and opens up to a spacious family room and eat-in breakfast area. First floor also has a separate dining room and living room which could also be used as an office space. Upstairs consist of four bedrooms with a spacious master suite with cathedral ceilings that attaches to a spacious master bath with ceramic floors, jetted tub, double vanities and stand up shower. Upstairs area also has additional three bedrooms with a full shared bathroom, separate laundry room with cabinets, and plenty of storage space. The home was constructed with many custom features including arched doorways, hardwood flooring, and crown molding. Fenced in area in the rear of the home for your animals and safely enclosed play area. When it's time to relax take advantage of Lake Monticello's various beaches, golf course, pool, tennis courts and other amenties that the commity offers. Home is being sold "As Is", home inspection for informational purposes only - seller will do no repairs.,Formica Counter,Maple Cabinets,Fireplace in Family Room

ACTIVE

  • Price
  • $ 685,000
  • City
  • Palmyra
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • FLUVANNA
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.4 Acres
  • Zip
  • 22963
  • Sqr Footage
  • 2,886
  • Year Built
  • 2003
  • Taxes
  • $ 3325
  • Style
  • Colonial
  • MLS#
  • 678066
Listed By: ANNE L. LOHR with REAL ESTATE III, INC. - 4348179300;
Data Source: Bright MLS

Features

General

Living Area 2886
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Central A/C
Roof Composite
Appliances Dryer,Washer
Zoning R-2
HOA Fee 1425.00
Association Fee Includes Common Area Maintenance,Insurance,Management,Reserve Funds,Snow Removal,Trash
Architectural Style Colonial
Security Features Security System,Security Gate
Construction Materials Vinyl Siding
School District FLUVANNA COUNTY PUBLIC SCHOOLS
Exclusions Freezer,White Refrig.,Washer/Dryer
Year Built 2003
View Other,Water,Garden/Lawn
Levels 2
Tax Year 2026
Ownership Other
Accessibility None
HOA Fee 2 850.00
Assoc Fee Paid Per Annually
County FLUVANNA
New Construction No
Property Type Residential
Association Amenities Beach,Security,Lake
HOA Yes
Subdivision Name LAKE MONTICELLO
Garage Y/N No
Other Structures Above Grade,Below Grade
Full Baths 2
Status ACTIVE
Directions From Charlottesville to I64E - right off Keswick exit - right onto Union Mills Rd. (616) - Right onto S. Boston Rd. (600) - right on Lake Monticello Rd. - Left to enter at security main gate.
City PALMYRA
Disclosures Prop Disclosure
Senior Community Y/N No
HOA Fee 2 Frequency One Time
Tax Annual Amount 3325.0
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 237.35
Construction Completed Y/N No
Historic Y/N No
Vacation Rental Y/N No
Total SQFT 2886
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Year Built Source Estimated
Legal Subdivision SHADWELL

Interior Features

Heating Fuel Propane - Owned
Flooring Carpet,Ceramic Tile,Hardwood
Fireplace Features Gas/Propane
Basement (Y/N) No
Air Conditioning Y/N No
Heating Y/N Yes
Window Features Insulated,Double Hung
Fireplace Y/N No
Above Grade Finished Area 2886
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 4
Room Type Living Room,Dining Room,Kitchen,Family Room,Foyer,Laundry,Full Bath,Half Bath,Additional Bedroom
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Bedrooms Count All Upper Levels 4
Bathrooms Count All Upper Levels 2
Above Grade Unfin Area Units Square Feet
Above Grade Unfin SQFT Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Pool No Pool
Fencing Partially
Lot Features Level,Cleared,Open
Water Source Public
Inclusions Stove,Microwave,Refrig.,Dishwasher
Foundation Details Block,Crawl Space
Water View Y/N Yes
Building Area Total 3546.00
Lot Size Acres 0.40
Water Oriented Y/N No

Room Details

Additional Bedroom # 2 Upper 1
Additional Bedroom Upper 1
Additional Bedroom # 3 Upper 1
Dining Room Main
Family Room Main
Foyer Main
Full Bath Upper 1
Full Bath # 2 Upper 1
Half Bath Main
Kitchen Main
Laundry Upper 1
Living Room Main

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Martinsburg, WV office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Central Elementary School
Middle School Fluvanna Middle School
High School Fluvanna High School

Price History

6/5/2026 Listed $699,000
8/25/2026 3% - $685,000

Property vs Zip Code Average in 22963

Price
AVG $540K
$690K
Taxes
AVG $3,261
$3,325
Year Built
AVG 2000
2003
Visits
AVG 269
1317
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

778 Jefferson Dr Palmyra, VA is a Single Family Home for sale at $685000 with 2886 sqft and a lot size of 0.4 Acres Acre(s). 778 Jefferson Dr Palmyra has 4 bedrooms, 2 baths and was built in 2003. The property's zip code is 22963 which is in Palmyra, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Rochelle T. Branch

Rochelle T. Branch

301-807-9853

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